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  Thursday August 25, 2016  
 
 Welcome
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Deferral.com is dedicated to the administration of nonqualified deferred compensation plans and the communication of plan benefits. Built from the ground up by experienced supplemental benefit professionals, the site provides both a robust record-keeping platform for administrators and easily customized online tools for participants. (more)

Asset/Liability Mapping Features

Users of Deferral.com now have the ability to create real-time asset-liability comparisons and to automate asset rebalancing transactions to support a wide variety of plans.   (more)

 News
October 3 2014  "Shellshock" Bug
American Financial Systems, Inc. and its applications COLI.com and Deferral.com are unaffected by “Shellshock” bug.  (more)

April 17 2014  "Heartbleed" Vulnerability
American Financial Systems, Inc. and its applications COLI.com and Deferral.com are unaffected by openSSL “Heartbleed” vulnerability.  (more)

 Tips & Comments
Deferral.com easily supports plan freezes and record keeping for 409A transition. Read more in Deferral.com Special Delivery.

Q. Are the funding concerns for nonqualified deferral plans similar to those for qualified plans?
A. There are major differences between assets housed within a qualified plan and the methods used to fund corporate liabilities under a nonqualified plan. In a qualified plan, such as a 401(k), contributions are invested in assets, and the investment returns (net of expenses) directly drive plan benefits. In a nonqualified deferral plan, compensation deferred by an executive simply is held for future payment, along with whatever form of earnings the plan document may define (whether by reference to a market security, fund, index or otherwise).  (more)
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